Ipahive
Ipahive
Location : Email : admin@ipahive.com

What we're doing
Using smart technology to build truly scalable and affordable financial solutions that are accessible for everyone everywhere.
Innovate, Empower, Push Limits
A solution to some of the most pressing financial problems in Zambia.

Inadequate Financial Inclusion
“Credit access in Zambia is limited with only 38 percent of adults having some level of formal financial inclusion. While this number represents progress — as that percentage used to be a mere 23 percent — it also indicates that there is still room for development in the private and financial sector of Zambia.”— Shefali Kumar, Borgen Project.

Financially Underserved Women
“Women are still more financially excluded, …with only 2 out of 5 having access to formal financial services.”– World Bank.

Financially Underserved SMEs
“SMEs in Zambia contribute to the GDP by creating opportunities for future growth and an innovative, diversified economy… [However, SMEs still suffer from lack of investment as they are perceived as uncertain and risky investment opportunities by investors and banks] Most Banks in Zambia only lend to SMEs, who have adequate security”— FSD Zambia

Financially Underserved Students
Lack of secure financial services to assist students studying at higher institutions of learning with emergency finances to cater to short-term financial challenges or daily living expenses.

Our Solution
We’re making lending affordable and accessible for many Zambians by integrating mobile technologies and a socio-economic impact-driven business model to take our lending service closer to the user.

Our Goals
To play a critical role in the Zambian digital finance Ecosystem’s growth by offering specially tailored loans to include traditionally underserved or “left behind” populations, such as small and medium enterprises, women, and youth such as college students.
To support the Zambian National Financial Inclusion Strategy (2017 – 2022), which targets an overall increase in financial inclusion (formal and informal) from 59% to 80% and informal financial inclusion from 38% to 70% in 2022.​

Cash At Your Fingertips
The loan you deserve. Enjoy self-tailored loans, affordable fees, and flexible payment plans– all at your fingertips.

Your needs, totally met!
Personal Loans
Student Loans
Empowerment Loans
Emergency Loans

Company Information
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Contact Email: admin@ipahive.com
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Since : 01-01-1970
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