Summary
Date Posted: Wednesday, June 21, 2023 , Base Salary: Not Disclosed

JOB DETAILS:
Purpose of the Role
The purpose of the job is to implement appropriate business strategies to develop the Branch into a financially strong and profitable entity. The position reports to the Head – Retail Banking at Head Office.

Key Responsibilities
• Ensures that the branch meets its business mandate as per planned budget and ensures implementation of the performance management framework at the Branch.
• Leads and ensures loan book performance in both value and quantity.
• Guarantees adherence to KYC in all transactions including account opening, loan issuance and transfers.
• Develops and recommends to Head Office appropriate strategies aimed at sustaining and increasing the Banks business at the Branch upon assessing the prevailing business environment.
• Prepare and submit to Head Office budget proposals for consideration, considering past performance, resources required to sustain operations and business prospects in the area to realize given targets.
• Scrutinize Bank transactions in respect to account opening, accepting deposits and credit management.
• Ensure collection of commissions and bank charges are properly executed to meet/surpass budget targets.
• Review branch accounts regularly taking corrective action as necessary to ensure that transactions including deposits, payments and savings are accurately recorded and posted.
• Responsible for debt recovery management of the Branch.
• Monitors and assesses Branch compliance to corporate investment and credit policies to facilitate achievement of the Bank’s business goals.
• Ensure uniformity of standards and procedures in the Branch so that operations are carried out in a coordinated manner as per given guidelines.
• Attend to staff matters providing required guidance to ensure that they are well motivated as well as to promote a healthy industrial relations climate.
• Any other lawful assignments that may be assigned from the supervisor from time to time.

Qualifications & Experience
• Full Grade 12 Certificate
• Minimum of a bachelor’s degree in a commercial field or equivalent from a reputable and recognized learning Institution.
• Work experience of not less than five (05) years in Branch Operations and Credit Management.

Other Requirements
• Excellent written and communication skills
• Strong Leadership and Supervisor skills
• Proficient in Microsoft Office tools.
• Integrity and Professionalism


Work Hours: 8

Experience in Months: 48

Level of Education: Bachelor Degree

Job application procedure

If you meet the above requirements, kindly submit your application letter together with copies of qualifications and a detailed Curriculum Vitae to:
The Head – Human Capital and Administration
National Savings and Credit Bank
P.O. Box 30067
LUSAKA
Or e-mail your application to jobs@natsave.co.zm. 


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