Summary
Date Posted: Friday, October 04, 2019 , Base Salary: Not Disclosed

JOB DETAILS:

  A registered and established non-bank financial institution invites applications for the position of Head – Credit.

Job Responsibilities:
1. Strategy formulation
• Contribute to the formulation and refinement of the Company’s vision and strategy
• Member of the Executive Management Team Committee contributing to the day to day running /strategy of the company
• Assist in the development of a new lending platform and assist in the establishing and updating all lending policies & guidelines.
• Attending Executive Committee Meetings (Exco) and ALCO (Assets and Liabilities Committee) meetings
• Participate in the annual budgeting process
2. Management of the Credit department
• Responsible for the review and approval of commercial credit proposals of the Company to maintain a good balance between returns and risks exposure
• Overall responsibility for the credit management functions and oversees the underwriting / credit control of all loan files.
• Monitor performance of the loan portfolio and report to the Executive Management Team on a periodic basis.
• Lead a team of credit approvers to ensure high standard credit quality of the portfolio by using various credit assessment tools.
• Engage the development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team members.
• Review and develop the Company’s credit approval policies and guidelines as well as participate in ad hoc projects of investigative or trouble-shooting nature on specific customer portfolio.

Job Skills: Not Specified

Job Qualifications:
• Relevant degree in Finance, Accounting or related disciplines. Post graduate qualification is an added advantage.
• Minimum of 5 years’ of experience in lending activities in a commercial bank or micro-finance institution; with a minimum of 2 years at managerial level
• Credit evaluation experience where complex credits and structuring are involved
• Excellent communication and interpersonal skills
• A team player who can manage efficiently in a changing environment
• Team player who works well in a small and dynamic team.
• Self-starter and strong initiative
• Strong analytical skills and able to assess risk while protecting the interests of the company, customers & investors
• Discreet and confidential

Job Education Requirements: Not Specified

Job Experience Requirements: Not Specified

{module 312}

Job application procedure
All applications should be addressed to the Company Secretary on email address: mzkazembe@yahoo.com 

All Jobs

QUICK ALERT SUBSCRIPTION