Entrepreneurs Financial Centre (EFC)

Relationship Manager job at Entrepreneurs Financial Centre (EFC) Zambia

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Job Detail

Website :

358 Days Ago

Vacancy title:
Relationship Manager

[ Type: FULL TIME , Industry: Business Management and Administration , Category: Management ]

Jobs at:

Entrepreneurs Financial Centre (EFC) Zambia

Deadline of this Job:
Thursday, May 30 2024

Duty Station:
Within Zambia , Lusaka, South - Central Africa

Summary
Date Posted: Thursday, May 16 2024, Base Salary: Not Disclosed

JOB DETAILS:
Job Summary
The primary responsibility of a Relationship Manager is to disburse quality loans, develop and maintain a quality loan portfolio and to ensure that the savings target is met, while ensuring that our clients experience an excellent customer service.

Essential Duties and Responsibilities
• Develop, together with the supervisor a plan/strategy on building a balanced risk portfolio, to meet Targets / Budget
• Identify potential clients for both savings and loan products and look for new opportunities with existing clients.
• Market EFC’s products to individuals and firms and promote services that meet customers’ needs
• Carry out an inventory of all eligible businesses in the respective branch catchment area
• Analyze loan applicants’ financial status, credit, and do property evaluations to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Stay abreast with new types of loans and other financial services and products in order to better meet customers’ needs.
• Participate in the branch loan recovery committee and ensure full recovery of past due loan repayments.
• Provide Credit Analysts/Credit Committee`s with a complete loan file in order to facilitate credit decision making and disbursement.
• Monitor the quality of the loan portfolio against identified risk profile. Follow up all delinquent loans to ensure they are recovered.
• Adhere to policies and procedures at all stages of loan processing.

Qualifications /Requirements
• Diploma in any discipline, Full Grade 12 certificate with 5 credits (Mathematics and English inclusive)
• At least 3 years experience in a similar role
• Basic computer skills: mainly excel
• Business Management and Credit analysis skills
• Analytical skills and logical reasoning
• A good feeling for numbers
• Excellent public relations skills
• Willingness to work in the field, sometimes for long hours

Work Hours: 8

Experience in Months: 36

Level of Education: Postgraduate Degree

Job application procedure
• To apply for this job email your details to joinourteam@efczambia.com.zm

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Job Info

Job Category: Customer Service jobs in Zambia

Job Type: Full-time

Deadline of this Job: Thursday, May 30 2024

Duty Station: Lusaka

Posted: 16-05-2024

No of Jobs: 1

Start Publishing: 16-05-2024

Stop Publishing (Put date of 2030): 16-05-2066

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