Loan Officer job at Sparrowlight Cashfin Limited

Vacancy title:
Loan Officer

[ Type: FULL TIME , Industry: Business Management and Administration , Category: Management ]

Jobs at:

Sparrowlight Cashfin Limited

Deadline of this Job:
Monday, March 25 2024 

Duty Station:
Within Zambia , Lusaka, South - Central Africa

Summary
Date Posted: Monday, March 11 2024, Base Salary: Not Disclosed

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JOB DETAILS:
• Sparrowlight Cashfin Limited is a dynamic and innovative financial institution that aims to provide comprehensive investment solutions to individuals, businesses, and organizations. With a strong commitment to customer satisfaction and financial excellence, Sparrowlight Cashfin Limited strives to be a trusted partner in helping clients achieve their financial goals
• We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements and skills
• Proven working experience as a Loan Officer is an added advantage
• Familiarity with computers
• Solid understanding of direct/indirect lending products and practices is an added advantage
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment

Education Requirement: No Requirements

Job Experience: No Requirements

Work Hours: 8


Experience in Months:

Level of Education:

Job application procedure
• Only electronic submissions will be accepted.
• Submission should be addressed to the Human Resource coordinator through sparrowlighcashfin@gmail.com  not later than 10:30hrs, 15th March 2024.
• Note: Sparrowlight Cashfin Limited may request for necessary and/or more information during the evaluation. Sparrowlightcashfin will only contact the successful candidates within the period of days from the closing date of submission.
• To apply for this job email your details to sparrowlightcashfin@gmail.com 

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Job Info
Job Category: Banking/ Finance jobs in Zambia
Job Type: Full-time
Deadline of this Job: Monday, March 25 2024
Duty Station: Lusaka
Posted: 11-03-2024
No of Jobs: 1
Start Publishing: 11-03-2024
Stop Publishing (Put date of 2030): 11-03-2066
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