Summary
Date Posted: Tuesday, January 02 2024, Base Salary: Not Disclosed

JOB DETAILS:
Job Purpose
Origination and review of Corporate & Investment Banking credit applications for presentation to Credit Department, Main Credit Committee and Board for approval. Pro- actively support the sales force by assessing credit risk of assigned portfolio/accounts with a view to minimizing loss and maximizing Risk Adjusted Revenues through the Credit review process and assist with account maintenance.

Job Responsibilities
• Analyze corporate customers’ risk using credit skills, ratio analysis, cash flow projections using bank’s provided platforms, evaluation of parent support policies, credit grading and judgment of management and strategy
• Jointly structure facilities with Relationship Managers to meet individual client’s needs with a view to maximizing earnings and minimizing risk and bad debts
• To understand customer needs and inherent credit risk and act upon them
• Carry out research work and analyze market information so as to counter competitive pressures
• To ensure that all credit conforms to internal Credit Policy and regulatory guidelines
• Monitoring of credit quality and risk with the Relationship Manager by highlighting early warning signs of credit deterioration.
• Obtaining and analysis of financial statements and raising appropriate concerns
• Recommending minimum pricing ranges/ risk margins using exiting tools
• Regular review of credit worthiness of clients using credit scoring techniques and other monitoring tools that may be available from time to time
• Audit preparedness at all times and Prompt co-operation with regulators and internal auditors where we have been inspected by regulators/internal audit
• Any special projects or adhoc roles that may be assigned

Requirements
Qualifications/Experience
• Education:University degree or equivalent professional qualification.
• Professional: Banking/Accountancy Studies.
• Other Competences – knowledge in Financial analysis, Excel, Word, FCUBS
• Minimum Experience: At least 5 years general bank experience.

Education Requirement: No Requirements

Job Experience: No Requirements

Work Hours: 8

Experience in Months:

Level of Education:

Job application procedure
• Interested and qualified? Click here to apply

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