Loan Officer job at Private Company within Lusaka
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16 Days Ago
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Vacancy title:
Loan Officer

[ Type: FULL TIME , Industry: Business Management and Administration , Category: Management ]

Jobs at:

Private Company within Lusaka

Deadline of this Job:
Friday, December 20 2024 

Duty Station:
Within Zambia , Lusaka, South - Central Africa

Summary
Date Posted: Friday, December 06 2024, Base Salary: Not Disclosed

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JOB DETAILS:
Main Responsibilities:
1. Loan Processing and Follow-Up:
o Prepare debits and follow up on unpaid loans.
o Screen and counter-check all submitted loan applications processed by clients.
o Arrange client appointments and prepare complete loan assessments following the company’s advance credit policy.
2. Disbursement and Monitoring:
o Collaborate with the Senior Loan Consultant/Branch Manager to arrange for the disbursement of salary advances.
o Monitor punctual repayments of salary advances using the company’s software and proactively contact clients.
3. Decision-Making and Policy Compliance:
o Exercise sound commercial judgment to resolve issues within the confines of the company’s credit policy, sales strategy, and other rules/policies.
4. Sales and Profitability Management:
o Manage key performance drivers, sales, and profitability across different products and channels.
o Collaborate with senior management to design effective outreach mechanisms and leverage cost-effective platforms to penetrate markets.

Candidate Must Have:
• Communication Skills:
o Excellent communication and interpersonal skills.
o Fluency in English is a must.
• Selling and Negotiation:
o Outstanding selling and negotiation skills.
o Exceptional customer service skills and professional telephone etiquette.
• Professionalism:
o High level of professionalism and reliability in all interactions.

Minimum Qualifications:
• A minimum of a Diploma in one of the following fields:
o Banking and Finance
o Economics
o Business Administration
o Accounting
o From a recognized university.
• A Full Grade Twelve (12) Certificate.

Job Experience: No Requirements

Work Hours: 8


Experience in Months:

Level of Education:
Postgraduate Degree

Job application procedure
If you are passionate about the role and meet the qualifications, submit the following:
1. Application/Cover Letter: Clearly state why you are best suited for the vacancy.
2. Updated CV and Academic Qualifications: Ensure all documents are current and relevant.
Submission Deadline: 14:00 hours on or before 6th December 2024.
• Apply Online:
Use the following link to submit your application:
Google Forms Application

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QUICK ALERT SUBSCRIPTION

Job Info
Job Category: Banking/ Finance jobs in Zambia
Job Type: Full-time
Deadline of this Job: Friday, December 20 2024
Duty Station: Lusaka
Posted: 06-12-2024
No of Jobs: 1
Start Publishing: 06-12-2024
Stop Publishing (Put date of 2030): 06-12-2066
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