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Loan Officer job at SoftCredit
Soft Credit
Website :
485 Days Ago
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Vacancy title:
Loan Officer

[ Type: FULL TIME , Industry: Finance , Category: Accounting & Finance ]

Jobs at:

SoftCredit

Deadline of this Job:
Wednesday, January 31 2024 

Duty Station:
Within Zambia , Lusaka, South - Central Africa

Summary
Date Posted: Wednesday, January 17 2024, Base Salary: Not Disclosed

Similar Jobs in Zambia
Learn more about SoftCredit
SoftCredit jobs in Zambia

JOB DETAILS:
Job brief
We are looking for a Loan Officer to source, process and undertake first level evaluation of loan applications for personal or business clients. You will act as liaison between customers and our loans institution and you will help qualified applicants acquire loans in a timely manner. The job location is Lusaka.

Responsibilities
• Source and initiate prospective clients or loan customers.
• Evaluate credit worthiness of loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt repayment plans
• Communicate with clients either to request or to provide information
• Write internal memos to Justify decisions (approvals/rejections) and report on them
• Complete loan and collateral contracts and counsel clients on policies and restrictions
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements and skills
• At least 3 years proven working experience as a Loan Officer
• Should be computer literate and experience with loan applications and processing software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• Tertiary qualification in finance, business or a related field


Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

Job application procedure

To apply for this job email your details to softcreditzm@gmail.com 

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QUICK ALERT SUBSCRIPTION

Job Info
Job Category: Accounting/ Finance jobs in Zambia
Job Type: Full-time
Deadline of this Job: 31 January 2024
Duty Station: Lusaka
Posted: 17-01-2024
No of Jobs: 1
Start Publishing: 17-01-2024
Stop Publishing (Put date of 2030): 17-01-2068
Apply Now

Caution: Never Pay Money in a Recruitment Process.

Some smart scams can trick you into paying for Psychometric Tests.
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  • SHOW TABLES1.14ms8.82KB/libraries/vendor/joomla/database/src/Mysqli/MysqliDriver.php:678Copy
  • SELECT * FROM icop0_acym_plugin126μs2.14KB/administrator/components/com_acym/libraries/joomla/database.php:36Copy
  • SELECT * FROM icop0_acym_plugin101μs2.14KB/administrator/components/com_acym/libraries/joomla/database.php:36Copy
  • SELECT `groups`.*, `groups`.title AS text, `groups`.id AS `value` FROM icop0_usergroups AS `groups`126μs1.36KB/administrator/components/com_acym/libraries/joomla/database.php:36Copy
  • SELECT configvalue FROM `icop0_js_job_config` WHERE configname = 'company_seo'117μs856B/components/com_jsjobs/models/configurations.php:103Copy
  • SELECT * FROM `icop0_js_job_config` WHERE configfor = 'jobsharing'284μs1.02KB/components/com_jsjobs/models/configurations.php:82Copy
  • SELECT name AS col FROM `icop0_js_job_companies` WHERE id = 731078μs856B/components/com_jsjobs/models/company.php:1832Copy
  • SELECT `session_id` FROM `icop0_session` WHERE `session_id` = ?94μs1.63KBParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:291Copy
  • UPDATE `icop0_session` SET `data` = ? , `time` = ? WHERE `session_id` = ?192μs912BParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:318Copy