Summary
Date Posted: Tuesday, August 16, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Qualifications:
• Full Grade ( 12) Certificate (Mandatory)
• Degrees/Diploma in Business related course or related field (Mandatory)
• At least (2) years of significant relevant experience in Microfinance or similar role

Key responsibilities:
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Special Knowledge, Skills and abilities:
• Proven working experience as a Loan Officer
• Familiarity with computers
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• BS degree in finance, economics or a related field


Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

Job application procedure
Interested applicants are advised to send detailed CV and all certifications to support application by email (All attachments should be combined) or hand delivered not later than 19 August 2022 -17hrs. All applications must be addressed to:
The human resource Manager,
Success Entrepreneurs Choice
Room 36 chisokone Mall
Ndola, Zambia
Ndola,Zambia
Email: success.finservices@gmail.com 



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