Summary
Date Posted: Tuesday, July 21, 2020 , Base Salary: Not Disclosed

JOB DETAILS:
Location : Choma and Solwezi
Reports to : Area Manager
Minimum Qualification : Diploma in in Business, Agriculture, finance or marketing
Job Overview
The Trainee Client Officers will be based in Choma and Solwezi. The main purpose of the job is to drive sales for non-loan products and managing credit cycles for loan products (marketing, client screening, client training, loan appraisal and assessment, loan application, disbursement, collections and general loan management, complying always with the Operations Policy and Procedures and maintaining good relationship with clients as well as accurate recording of cash movements. .

Responsibilities
1. Carrying out marketing activities to promote and recruit AMZ clients for all product offerings.
2. Train Small Group Business Loan (SGBL) and Village Banking Groups (VB) clients in AMZ loan offering methodology (marketing, SGBL/VB group formation meeting, SGBL/VB group registration and training meeting. SGBL/VB loan assessment and application. Loan contract, disbursement and collection).
3. Micro loans and Small medium enterprise loans – marketing activities, client screening, loan application, loan assessment, loan appraisal, credit committee, loan disbursement, monitoring and processing repeat loans.
4. Ensure that applications for both group and individual loans are properly filled in and evaluated before sending to the Supervisor for his/her evaluation.
5. Ensuring that the loans are disbursed in accordance with the need and repayment capacity of the clients and AMZ policies and monitoring loan utilization of the members to ensure good quality.
6. Ensure that all transactions related to loans and savings are recorded properly and also cash handling are managed in the good manner.
7. Ensuring that all policies are implemented as per AMZ Operations policy
8. Solve the problem occurrence with clients
9. Any other tasks as assigned by the supervisor
10. Ability to ride a motor bike

Job Skills: Not Specified

Requirements:
1. Diploma in Business, Agriculture, finance or marketing
• Good written and spoken English
• Strong commitment to work in the field
• Ability or willingness to Ride a motorbike is a must
• Good interpersonal Skills
• Good communication skills
• Good calculation and explanation in numbers

Job Education Requirements: Diploma in Business

Job Experience Requirements: Not Specified

Work Hours: 8

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Job application procedure
Candidates who meet the above criteria are encouraged to send their applications and Curriculum vitae to: recruitment@agoramicrofinance.co.zm .
Closing date for receiving applications is Monday 27th July, 2020.
Only shortlisted candidates who meet the criteria will be contacted. Applicants are advised to indicate their preferred locations in the e-mail subject line.
Locals are encouraged to apply.
AMZ is an equal opportunities employer.

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