Summary
Date Posted: Wednesday, February 16, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
2 Loan Consultants
Overview
MONETA FINANCE LIMITED is a registered credit provider whose focus is to provide finance to Zambian individuals working in both the private and public sectors. Moneta Finance Limited is a wholly owned Zambian company incorporated as a Microfinance institution under the Patents and Company Registration Agency (PACRA) and is also duly regulated by the Bank of Zambia as a non- deposit taking financial institution. Moneta Finance Limited has a work environment that promotes diversity, embraces change, and provides leadership opportunities to everyone. We would like to invite applications from suitably qualified individuals to fill in new vacant positions of Loan Consultant to be stationed at our Lumwana Branch.

Responsibilities:
• Market Moneta products to individuals and firms and promote services that meet customers need.
• To interview the prospective customers, to determine the needs of the consumer and to get details about the information pertinent to the loan application.
• To inform the client about the credit decision that has been made by the processor and provide details regarding the steps that need to be followed further and conditions that are essential to close the loan.
• Responsible for collecting financial and personal information of the customer and reviews his/her previous financial records, Credit Reference Bureau Reports and history to determine the loan amount disbursed to him/her and whether he/she will be able to pay it back.
• To ensure data integrity input on the system by entering accurate data and making sure that the loan agreements are complete and accurate.
• To provide crucial information of the customers and the pertinent data to support the marketing, sales and collection activities.
• Completes loan contracts by explaining provisions to applicants and obtaining signatures.
• Maintains customer confidence by keeping loan information confidential.
• Develop professional relationships with new and current customers for business growth and sustainability through collections, new sales and return customers.
• Coordinate with team to meet scheduled closing dates and targets.

Other skills and competencies
• High level of integrity and confidentiality
• Attention to detail
• Customer service
• Communication skills
• Proactive and self-motivated
• Highly proficient in Microsoft office package
• Strong Report writing skills

Education and Experience
• Minimum college Diploma in Banking and Finance, Economics, Accounting, Business Administration or any other related discipline.
• At least two years working experience in a business environment as a Loan Officer will be added advantage.
• Basic mathematics and analytical skills required, writing, reading and comprehension skills, attention to detail.
• Strong customer orientation.

Job Experience: No Requirements

Work Hours: 8

Level of Education: Associate Degree

Job application procedure
Candidate who meet the above requirements should send their applications consisting of their cover letter, copies of educational certificates and CV in one document to HumanResource@monetafinance.co.zm. Please indicate the job title in the subject line of your e-mail and use your full name and the job title you are applying for as the filename of your attachment

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