Summary
Date Posted: Tuesday, May 17, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Eliana CashXpress, a start-up Microfinance Institution, is looking for a Divisional Loan Officer (DLO) to head its Payroll based lending Division.

Divisional Loan Officer Responsibilities:
• Propagates Memoranda of Understanding to reputable companies and facilitates execution of the same by relevant parties
• Advises clients about the risks, consequences, and benefits of alternative lending solutions.
• Develops loan applications by evaluating applicant information and documentation.
• Consults with clients about their lending needs to help them achieve their financial goals, including the collection and analysis of information about the client’s financial situation.
• Evaluates loan applications and documentation by informing applicant of additional requirements.
• Rejects loans by explaining deficiencies to applicants.
• Schedules and tracks closing dates, contingency dates, and loan lock expirations.
• Approves loans by issuing cheques or forwarding applications to loan committee.
• Completes loan contracts by explaining provisions to applicant, obtaining signatures and notarizations, and collecting fees.
• Prepares and submits timely and accurate loan files.
• Uses state of the art technology to manage loan pipeline and conduct credit and underwriting analysis.
• Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining professional networks, and participating in professional organizations.
• Helps customers by answering questions and responding to requests.
• Maintains customer confidence by keeping loan information confidential.
• Accomplishes the institution’s mission by completing related results as needed.
• Benefits
• A competitive package will be offered to a successive candidate including opportunities such as extensive travel.
• Divisional Loan Officer Qualifications / Skills:
• Financial skills
• Time management skills
• Knowledge of financial software
• Customer service
• Thoroughness
• Confidentiality
• Analyzing information
• Decision making
• Professionalism
• Quality focus
• Negotiation skills
• Self-Starter
• Ability to deliver on time-lined Key Performance Indicators (KPIs)
• Valid Driver’s license

Education and Experience Requirements:
• Grade Twelve Certificate
• BA or BS in economics, finance, business, or other-related field
• 2 to 5 years business experience

Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

Job application procedure
Candidates who feel they have met all the above-mentioned requirements to submit their latest CV’s with the day to day contact detail on the email provided info@myeliana.com and Copy to tcslimited2002@gmail.com not later than, 27th May, 2022.
Note: Only shortlisted candidates will be contacted for interviews

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