Summary
Date Posted: Monday, December 16 2024, Base Salary: Not Disclosed

JOB DETAILS:
We are looking for three (3) dynamic and goal-oriented Loan Officers to join our Chingola team. The Loan Officers will play a pivotal role in driving
customer acquisition, managing loan portfolios, and ensuring the financial health of the branch through effective credit risk assessment and
client relationship management.

Key Responsibilities
1.Loan Origination & Assessment
• Identify potential clients and conduct thorough needs analysis to recommend suitable loan products.
• Evaluate loan applications by assessing the client’s creditworthiness through financial analysis, collateral evaluation, and background
checks.
• Prepare detailed loan proposals for approval in line with MFS Credit policies.
2.Portfolio Management
• Manage and monitor an assigned loan portfolio to ensure timely repayments.
• Proactively address loan delinquencies by developing and implementing recovery strategies.
• Maintain up-to-date and accurate records of all client interactions and transactions.
3.Business Development
• Actively promote MFS Credit’s products and services to grow the client base.
• Build and maintain relationships with individuals, SMEs, and community stakeholders to generate referrals.
• Develop innovative strategies to increase market penetration and achieve sales targets.
4.Risk Management & Compliance
• Ensure adherence to internal credit policies and regulatory requirements throughout the lending process.
• Identify and mitigate risks associated with loan issuance and repayment.
• Report and escalate risk issues to the Branch Manager as needed.
5.Customer Relationship Management
• Provide excellent customer service by addressing inquiries, resolving complaints, and offering financial guidance.
• Conduct follow-ups and maintain open communication with clients to foster trust and loyalty.

6.Qualifications & Skills Required
• Diploma or Degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 3 years’ experience in microfinance, credit management, or banking.
• Strong analytical skills with the ability to assess credit risks effectively.
• Proven track record of achieving sales targets in financial services.
• Excellent interpersonal and communication skills.
• High level of integrity, professionalism, and attention to detail.

Work Hours: 8

Experience in Months: 36

Level of Education: Bachelor Degree

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