Summary
Date Posted: Wednesday, February 05 2025, Base Salary: Not Disclosed

JOB DETAILS:
Locations
Ndola, Luanshya, Mpongwe, Mufulira, Chingola and Solwezi

Requirements
1.Carry out initial consultation with clients to learn their needs, pain points, and goals
2. Evaluate the creditworthiness of loan candidates by assessing their credit history, income, liabilities and assets
3. Assemble and review all required documents from clients like credit reports, tax returns and financial statements
4. Decide on the proper loan product and structure as a good fit with the client’s particular requirements and financial situation
5. Work hand in hand with underwriting teams to assess and review risk attached with loan applications
6. Get ready and submit loan applications, making sure there is compliance with regulatory and company policies
7. Explain and negotiate loan terms, including the interest rates, collateral, repayment schedules, etc.
8. Maintain comprehensive records containing loan related communications, documents and decisions
9. Be up-to-date on everything loan from lending regulations to trends and policies
10. Make available accurate and timely loan reports for management and regulatory reasons
11. Help clients fully understand the terms and conditions attached to the loans, including details about fees and penalties
12. Be proactive in monitoring the performance of the loan portfolio and spot any potential problem
13. Work alongside with loan servicing teams to make sure loans are paid as scheduled and to fix any delinquencies
14. Offer exceptional customer service and solve any concern from clients
15. Help in the development and execution of marketing strategies to gain new loan candidates
16. Be conversant and well versed with the organization’s products and services offered by the organization

Qualifications
• Bachelor’s degree/Diploma in Business Administration, Management, or a related field is preferred
Grade 12 Certificate
Must have more than 3 years of work experience in a similar role
• Note: Only physical applications will be accepted, submit to the following locations
• Ndola branch
Chisokone Mall Room 36
• Luanshya Branch
• 152 Buntungwa Ave
• Mufulira Branch
• 5 Discovery Building
• Solwezi Branch
• Kaonde house first floor Room 11
• Mpongwe Branch
• Muja’s Complex
• Chingola Branch
• Hard work shopping Complex.
• Call office line +260962450162

Job Experience: No Requirements

Work Hours: 8

Experience in Months:

Level of Education: Bachelor Degree

Job application procedure
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