4 Credit Officers job at Micro Finance Zambia Ltd part of atlasmara
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325 Days Ago
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Vacancy title:
4 Credit Officers

[ Type: FULL TIME , Industry: Finance , Category: Accounting & Finance ]

Jobs at:

Micro Finance Zambia Ltd part of atlasmara

Deadline of this Job:
Thursday, March 14 2024 

Duty Station:
Within Zambia , Lusaka, South - Central Africa

Summary
Date Posted: Thursday, February 29 2024, Base Salary: Not Disclosed

Similar Jobs in Zambia
Learn more about Micro Finance Zambia Ltd part of atlasmara
Micro Finance Zambia Ltd part of atlasmara jobs in Zambia

JOB DETAILS:
Job Purpose :
• To ensure all arrears arising as a result of non-deduction by employers are collected through the alternative collection methods. Maintain a high quality performing loan book through effective off-payroll recoveries.

Key Outputs & Responsibilities: –
• Follow up with clients with overdue balances.
• Maintain up to date customer list in default with the current information and customer’s contact details including next of kin details;
• Write demand letters to inform customers of their overdue loan balances and follow up on repayments as agreed with the customers;
• Ensure that all defaulting customers receive signed demand notices and acknowledge receipt;
• Identify root causes of defaults through communication with the customer and employer and establish the right strategy to recover the overdue amounts.
• Achieve allocated monthly collection targets as provided month on month.
• Profiling of all non-performing loans and establish the correct strategy to recover e.g external debt collectors, insurance claims, DDAC mandates etc
• Constant monitoring of the loan portfolio for timely identification of loans in arrears
• Provide weekly consolidated reports on the recoveries to the Supervisor.
• Negotiate payment plans/schedules with customers in line with their financial situation or capability.
• Ensure compliance with all credit approval processes and procedures

Qualifications & Experience
• Grade 12 School Certificate
• Degree in Banking and Finance/Accounting/Business administration from a reputable recognized institution.
• Minimum of 2 – 3 years of experience in a credit-related role is an added advantage.
• Sound knowledge of industry best practices in debt recovery.

Work Hours: 8


Experience in Months: 24

Level of Education:
Bachelor Degree

Job application procedure
• Interested Applicants who meet the job requirements should e-mail their CV’s to recruitment@mfz.co.zm . Only shortlisted candidates will be contacted. Be sure to include the job applied for in the subject field.
• Closing date: Monday, 4th March, 2024

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QUICK ALERT SUBSCRIPTION

Job Info
Job Category: Accounting/ Finance jobs in Zambia
Job Type: Full-time
Deadline of this Job: Thursday, March 14 2024
Duty Station: Lusaka
Posted: 29-02-2024
No of Jobs: 4
Start Publishing: 29-02-2024
Stop Publishing (Put date of 2030): 01-03-2066
Apply Now

Caution: Never Pay Money in a Recruitment Process.

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  • SELECT a.* FROM icop0_gsd a WHERE a.state = 1 AND a.plugin = 'menus' AND a.appview IN ('menus','*') ORDER BY a.id desc245μs2.08KB/libraries/src/MVC/Model/BaseDatabaseModel.php:166Copy
  • SHOW FULL COLUMNS FROM `icop0_users`384μs2.2KB/libraries/vendor/joomla/database/src/Mysqli/MysqliDriver.php:625Copy
  • SELECT * FROM `icop0_users` WHERE `id` = :userid137μs4.41KBParams/libraries/src/Table/User.php:104Copy
  • SELECT `g`.`id`,`g`.`title` FROM `icop0_usergroups` AS `g` INNER JOIN `icop0_user_usergroup_map` AS `m` ON `m`.`group_id` = `g`.`id` WHERE `m`.`user_id` = :muserid130μs1.68KBParams/libraries/src/Table/User.php:132Copy
  • SELECT * FROM icop0_jmap_headings WHERE `linkurl` = 'https://www.greatzambiajobs.com/jobs/job-detail/job-4-Credit-Officers-job-at-Micro-Finance-Zambia-Ltd-part-of-atlasmara-57313'93μs1.05KB/plugins/system/jmap/jmap.php:1135Copy
  • SELECT `original_text`, `target_text`, `original_text_regex`, `target_text_regex` FROM `icop0_jmap_text_replacements` WHERE `published` = 172μs1008B/plugins/system/jmap/jmap.php:508Copy
  • SELECT `value` FROM icop0_acym_configuration WHERE `name` LIKE "%regacy" OR `name` LIKE "%\_sub"463μs856B/plugins/system/acymtriggers/acymtriggers.php:430Copy
  • SHOW TABLES981μs8.82KB/libraries/vendor/joomla/database/src/Mysqli/MysqliDriver.php:678Copy
  • SELECT * FROM icop0_acym_plugin157μs2.14KB/administrator/components/com_acym/libraries/joomla/database.php:36Copy
  • SELECT * FROM icop0_acym_plugin127μs2.14KB/administrator/components/com_acym/libraries/joomla/database.php:36Copy
  • SELECT `groups`.*, `groups`.title AS text, `groups`.id AS `value` FROM icop0_usergroups AS `groups`87μs1.36KB/administrator/components/com_acym/libraries/joomla/database.php:36Copy
  • SELECT configvalue FROM `icop0_js_job_config` WHERE configname = 'company_seo'135μs856B/components/com_jsjobs/models/configurations.php:103Copy
  • SELECT * FROM `icop0_js_job_config` WHERE configfor = 'jobsharing'282μs1.02KB/components/com_jsjobs/models/configurations.php:82Copy
  • SELECT name AS col FROM `icop0_js_job_companies` WHERE id = 3835104μs856B/components/com_jsjobs/models/company.php:1832Copy
  • SELECT `session_id` FROM `icop0_session` WHERE `session_id` = ?116μs1.63KBParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:291Copy
  • UPDATE `icop0_session` SET `data` = ? , `time` = ? WHERE `session_id` = ?432μs912BParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:318Copy