Senior Loan Officer - Mufulira job at ExpressCredit Zambia
Website :
286 Days Ago
Linkedid Twitter Share on facebook

Vacancy title:
Senior Loan Officer - Mufulira

[ Type: FULL TIME , Industry: Consulting , Category: Management ]

Jobs at:

ExpressCredit Zambia

Deadline of this Job:
Tuesday, July 09 2024 

Duty Station:
Within Zambia , Mufulira, South - Central Africa

Summary
Date Posted: Tuesday, June 25 2024, Base Salary: Not Disclosed

Similar Jobs in Zambia
Learn more about ExpressCredit Zambia
ExpressCredit Zambia jobs in Zambia

JOB DETAILS:
Job Purpose
Takes charge in selling YesCash Zambia products & services, screening, evaluation of loan documentation and processing of loan applications as per laid down Policies and Procedures, general customer service

Key Responsibilities
1. Sales Point Management
• Custodian of all Sales Point assets
• Ensure Sales Point is open and ready for business by 07:55 hours.
• Ensure Sales Point is locked and safely secured at end of day.
• Ensure the Sales Point is clean and conducive for business and customers.
• All equipment must be in good working condition for smooth branch operations.

2. Customer Care
• Ensure excellent customer service to all customers.
• Resolve customer complaints and queries and ensure they are handled within 24hrs.
• Escalate all customer queries and complaints that cannot be handled by the branch immediately and ensure they are resolved within 48hrs.
• Ensure customer refund claims are handled with utmost care and customers are refunded within 48hrs.
• All customer refund claims are completed and signed off before escalating to SSC for processing.
• Customers are fully informed about all products and services.

3. Loan Processing
• All loans are processed as per policy and procedure adhering to underwriting rules.
• All loan files are secured in the branch daily before dispatching to Head office.
• All loan files processed in a month are couriered to Head office for archiving during the first week of the following month.
• All mandates are couriered to Head Office (Credit department) by Monday the following week.

4. Sales
• Management of Direct Sales Agents to drive sales.
• Set daily marketing plans for DSAs and set daily targets.
• Ensure branch sales targets are achieved.
• Prepare monthly and weekly sales plan and send to Sales Manager and Head- Branch Operations
• Ensure all sales plans are implemented.

5. Document Archiving
• Ensure all documents e.g, Cash receipts, refunds, loan documents are kept safe and secure in branch before dispatching to HQ for archiving.
• Ensure all loan documents are couriered to HQ for archiving within 5 working days of the following month.
• All mandates are couriered to Head Office (Credit department) by Monday the following week.

6. Reports
• Ensure daily and weekly reports are sent completed efficiently and sent on time.

Qualifications And Requirements
• Grade 12 School Certificate with 5 credits including English and Mathematics
• Diploma or better in sales or any business-related course,
• Must have a Valid Driver's Licence
• Computer literate (Microsoft Word and Excel)
• Relevant sales and marketing skills- Basic knowledge in financial analysis
• Must have sales and marketing experience
• Honesty and Integrity
• Attention to details
• Good organizational and multi-tasking skills.
• Knowledgeable in YesCash Zambia Credit Procedures and Products
• Excellent interpersonal skills
• Good understanding of customer service principles,
• Excellent communication skills (oral& written),

Job Experience: No Requirements

Work Hours: 8


Experience in Months:

Level of Education:
Postgraduate Degree

Job application procedure
• Interested and qualified? Click here to apply

All Jobs

QUICK ALERT SUBSCRIPTION

Job Info
Job Category: Management jobs in Zambia
Job Type: Full-time
Deadline of this Job: Tuesday, July 09 2024
Duty Station: Mufulira
Posted: 25-06-2024
No of Jobs: 1
Start Publishing: 25-06-2024
Stop Publishing (Put date of 2030): 25-06-2066
Apply Now

Caution: Never Pay Money in a Recruitment Process.

Some smart scams can trick you into paying for Psychometric Tests.
22.071MBMemory Usage157msRequest Duration
Joomla! Version4.4.10
PHP Version8.1.32
Identityguest
Response200
Templatejl_education_pro
Database
Server
mysql
Version
10.5.28-MariaDB
Collation
latin1_swedish_ci
Conn Collation
utf8mb4_general_ci
$_GET
[]
$_POST
[]
$_SESSION
array:1 [ "joomla" => "***redacted***" ]
$_COOKIE
array:1 [ "1deb24708f7a51ca02b447b7f6862276" => "1844180c84bacee3988d52836229e158" ]
$_SERVER
array:64 [ "USER" => "greatzambiajobs" "HOME" => "/home/greatzambiajobs" "SCRIPT_NAME" => "/in...
session
array:3 [ "counter" => 5 "timer" => array:3 [ "start" => 1744045723 "last" => 1744045733...
registry
array:3 [ "data" => [] "initialized" => false "separator" => "." ]
user
array:18 [ "id" => 0 "name" => null "username" => null "email" => null "password" => "***r...
jsjobcur_usr
0
jsjobconfig_dft
array:171 [ "actk" => "0" "applybuttonredirecturl" => "http://www.greatzambiajobs.com/how-to-app...
JSItemid
"190"
  • afterLoad (4.12MB) (28.54ms)
  • afterInitialise (11.13MB) (89.74ms)
  • afterCache (5.72MB) (37.38ms)
  • 1 x afterInitialise (11.13MB) (57.34%)
    89.74ms
    1 x afterCache (5.72MB) (23.88%)
    37.38ms
    1 x afterLoad (4.12MB) (18.24%)
    28.54ms
19 statements were executed2.29ms32.38KB
  • SELECT @@SESSION.sql_mode;51μs1.57KB/libraries/vendor/joomla/database/src/Mysqli/MysqliDriver.php:334Copy
  • SELECT `data` FROM `icop0_session` WHERE `session_id` = ?104μs1.63KBParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:261Copy
  • SELECT `session_id` FROM `icop0_session` WHERE `session_id` = :session_id LIMIT 196μs1.63KBParams/libraries/src/Session/MetadataManager.php:187Copy
  • UPDATE `icop0_session` SET `guest` = :guest , `time` = :time , `userid` = :user_id , `username` = :username , `client_id` = :client_id WHERE `session_id` = :session_id102μs992BParams/libraries/src/Session/MetadataManager.php:316Copy
  • SELECT `id`,`rules` FROM `icop0_viewlevels`131μs1.55KB/libraries/src/Access/Access.php:955Copy
  • SELECT `b`.`id` FROM `icop0_usergroups` AS `a` LEFT JOIN `icop0_usergroups` AS `b` ON `b`.`lft` <= `a`.`lft` AND `b`.`rgt` >= `a`.`rgt` WHERE `a`.`id` = :guest133μs1.64KBParams/libraries/src/Access/Access.php:868Copy
  • SELECT `value` FROM `icop0_admintools_storage` WHERE `key` = 'cparams'115μs856B/administrator/components/com_admintools/src/Helper/Storage.php:120Copy
  • SELECT `option`,`view`,`query` FROM `icop0_admintools_wafexceptions`78μs960B/plugins/system/admintools/src/Utility/Cache.php:196Copy
  • SELECT `params` FROM `icop0_extensions` WHERE `type` = 'plugin' AND `folder` = 'system' AND `element` = 'admintools'147μs2.09KB/plugins/system/admintools/src/Utility/RescueUrl.php:324Copy
  • SELECT * FROM icop0_rsform_config127μs1.5KB/administrator/components/com_rsform/helpers/config.php:52Copy
  • SELECT `value` FROM icop0_acym_configuration WHERE `name` = 'level'83μs856B/plugins/system/acymtriggers/acymtriggers.php:639Copy
  • SELECT `value` FROM icop0_acym_configuration WHERE `name` = 'active_cron'59μs856B/plugins/system/acymtriggers/acymtriggers.php:639Copy
  • SELECT `value` FROM icop0_acym_configuration WHERE `name` = 'cron_next'64μs856B/plugins/system/acymtriggers/acymtriggers.php:639Copy
  • SELECT `value` FROM icop0_acym_configuration WHERE `name` = 'queue_type'56μs856B/plugins/system/acymtriggers/acymtriggers.php:639Copy
  • SELECT *,(subpath=1 AND LOCATE(sef_link, '%2Fjobs%2Fjob-detail%2Fjob-Senior-Loan-Officer-Mufulira-job-at-ExpressCredit-Zambia-61958%2F')=1) inSub FROM icop0_jlexblock WHERE ((mt_fullsite=1 AND mt_index=1) OR ((`sef_link`='%2Fjobs%2Fjob-detail%2Fjob-Senior-Loan-Officer-Mufulira-job-at-ExpressCredit-Zambia-61958%2F' OR (subpath=1 AND LOCATE(sef_link, '%2Fjobs%2Fjob-detail%2Fjob-Senior-Loan-Officer-Mufulira-job-at-ExpressCredit-Zambia-61958%2F')=1)) AND mt_fullsite=0)) AND published=1 ORDER BY mt_area DESC,id ASC239μs4.23KB/plugins/system/jlexblock/jlexblock.php:150Copy
  • SELECT *,(subpath=1 AND LOCATE(sef_link, '%2Fjobs%2Fjob-detail%2Fjob-Senior-Loan-Officer-Mufulira-job-at-ExpressCredit-Zambia-61958%2F')=1) inSub FROM icop0_jlexblock WHERE ((mt_fullsite=1 AND mt_index=1) OR ((`sef_link`='%2Fjobs%2Fjob-detail%2Fjob-Senior-Loan-Officer-Mufulira-job-at-ExpressCredit-Zambia-61958%2F' OR (subpath=1 AND LOCATE(sef_link, '%2Fjobs%2Fjob-detail%2Fjob-Senior-Loan-Officer-Mufulira-job-at-ExpressCredit-Zambia-61958%2F')=1) OR `list_var` LIKE '%com_jsjobs%') AND mt_fullsite=0)) AND published=1 ORDER BY mt_area DESC,id ASC291μs4.25KB/plugins/system/jlexblock/jlexblock.php:150Copy
  • SELECT s.id, s.template, s.home, s.title AS long_title, s.params FROM icop0_template_styles AS s WHERE s.client_id = 0 AND s.template = 'jl_education_pro' ORDER BY s.id165μs3.7KB/libraries/gantry5/src/classes/Gantry/Joomla/StyleHelper.php:69Copy
  • SELECT `session_id` FROM `icop0_session` WHERE `session_id` = ?110μs1.63KBParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:291Copy
  • UPDATE `icop0_session` SET `data` = ? , `time` = ? WHERE `session_id` = ?136μs912BParams/libraries/vendor/joomla/session/src/Handler/DatabaseHandler.php:318Copy